Assess solvency in seconds, not hours

Extract critical payroll data automatically to assess payment capacity and accelerate credit decisions.

RECIBO DE SALARIOS
NOM-2024-001
Empresa Construcción Demo S.L.
TRABAJADOR
Nombre: Empleado Demo
DNI: XX.XXX.XXX-X
NSS: 28XXXXXXXXXX
Categoría: Oficial 1ª
PERIODO
Mes: Diciembre 2024
Días trabajados: 22
Horas: 176
Grupo cotización: 6
DEVENGOS
PERCEPCIONES SALARIALES
Salario base (22 días):1,245.67 €
Complemento personal:180.00 €
Plus convenio:156.30 €
Horas extra (8 h x 15.25€):122.00 €
PERCEPCIONES NO SALARIALES
Dietas (5 días x 18€):90.00 €
TOTAL DEVENGADO:1,859.37 €
DEDUCCIONES
Seg. Social (6.35%):117.97 €
Desempleo (1.55%):28.82 €
Formación (0.10%):1.86 €
IRPF (15.8%):293.78 €
Anticipos:150.00 €
TOTAL DEDUCCIONES:592.43 €
LÍQUIDO A PERCIBIR
Total devengado:1,859.37 €
Total deducciones:-592.43 €
LÍQUIDO A PERCIBIR:1,266.94 €
Transferencia bancaria: ES91 2100 0418 XXXX XXXX XXXX
ABONADO EL 31/12/2024

What does analyzing payrolls manually mean?

Financial institutions spend hours analyzing payrolls to assess solvency, verifying salaries and detecting credit risks.

0 min

Manual analysis per payroll

0 %

Errors in manual evaluation

0 horas

Average approval time

Accelerate your credit decisions

Specialized technology that extracts salaries, deductions and critical data to assess applicant solvency.

Instant solvency evaluation

Extract net salary, work seniority and deductions automatically to calculate the applicant's real payment capacity.

Automatic risk detection

Identify garnishments, judicial deductions and salary variations that may affect payment capacity.

Accelerated credit decision

Reduce analysis time from hours to minutes, streamlining the entire credit approval process.

Industries we are helping

Discover how payroll automation can transform your credit analysis process.

Banks and savings banks

Massive analysis for personal and mortgage loans

Microlenders

Quick assessment for microcredits and express loans

Fintech and creditech

Complete automation of credit scoring

Frequently Asked Questions

We answer your questions about our platform and services

We strictly comply with GDPR and all our infrastructures are located in the European Union. Corporate data is encrypted end-to-end and never leaves European territory. We implement enterprise security best practices and conduct regular security audits with ISO 27001 certifications.

We process any type of business document: invoices, contracts, delivery notes, regulatory forms, corporate emails with attachments, scanned documents, PDFs, and more. Our system adapts to virtually any format with minimal organization-specific training.

Typical enterprise implementation takes between 4-8 weeks, depending on the complexity of your data structures and integration requirements. We include specialized consulting to define optimal structures, integration with your existing systems, and complete technical team training.

Yes, we offer native integrations with major enterprise platforms (SAP, Oracle, Microsoft Dynamics, Salesforce) and a complete enterprise API for custom integrations. We also support webhooks, ETL connectors and on-premise deployments for organizations with specific security requirements.

Our typical accuracy is above 98% for structured documents and 95% for complex documents in enterprise production environments. The system continuously improves with use and can automatically identify cases requiring human review, ensuring the quality of extracted data.

For enterprise customers we offer 24/7 technical support with guaranteed SLA, a dedicated Customer Success Manager, priority access to our engineering team, and complete technical documentation. We also include specialized technical team training and ongoing consulting for process optimization.